Michigan’s Auto Insurance Law Has Changed

Insurance Information for Michigan Consumers

The information contained in the following publication pertains to auto insurance policies issued on or before July 1, 2020. Publications about auto insurance policies issued on or after July 2, 2020 are available at michigan.gov/autoinsurance. For more information about the new auto insurance law and how it will affect you, please visit: www.michigan.gov/AutoInsurance

Brief Explanation of Michigan No-Fault Insurance NO-FAULT INSURANCE is required by law in Michigan. Every owner of a car must buy certain basic coverages in order to get license plates. It is against the law to drive or let your car be driven without no-fault insurance. If you have an auto accident, no-fault insurance pays for your medical expenses, wage loss benefits, replacement services, and the damage you do to other people’s property. It does not matter who caused the accident. Your basic no-fault insurance does NOT pay for repairs to your car. For an explanation of insurance coverages providing protection for your car, see the next page of this sheet.

Insurance Information for Michigan Consumers
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